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Investment Philosophy

These are the core beliefs about investing that guide our investment process:

  • Markets Work: Markets have a history of rewarding investors for the capital they supply. Companies compete for investment capital and millions of investors compete for the most attractive returns. Markets quickly incorporate information from this competition into security prices.
  • Diversification is Essential: Diversification by asset class provides investors with control over portfolio risk. Diversification by security enables them to capture broad market forces while reducing the uncompensated risk associated with individual securities.
  • Investors Beat Speculators in the Long Run: Traditional investment approaches strive to beat the market by taking advantage of perceived pricing "mistakes" and attempting to predict the future. Too often these approaches prove to be costly and futile. Predictions go awry and stock-picking investment managers may hold the wrong securities at the wrong time, missing the strong returns that the markets can provide.
  • Focus on Your Plan: An investment plan based on the science of investing frees you to focus on other things. Let the markets work for you by taking advantage of sensible, well-diversified, low-cost portfolios backed by decades of research and practical experience.

Investment Process >>

  • NAPFA
  • CFP
  • AIF
  • Fee Only
  • CEFEX